So, here are my random thoughts that have gone through my head the past two days. This is so great that I can actually post the thoughts in my head and someone actually reads them. Ha! Love it.
1) I was talking to Anna about how important I have found it is to blog. This is my "outlet", my hobby now. It is my way of "connecting" to the outside world. No, it is not REAL connection, face-to-face, but I am a mother of 2 toddlers, so I'll take what I can get. Just knowing that I can blog about how good or bad my day was, and other friends and moms can relate, lifts my spirits and brings me happiness! So, thank you to my faithful friends who actually take time out of your busy day to read my blog. It truly means more to me than you know.
2) Yesterday I got into a deep "funk" about our student loan debt. I hadn't looked at it for awhile, and thought we had, oh, maybe 4 or 5 years left of payments. Well, I forgot we had reconsolidated awhile back, and it extended our payments another 15 years. Oops. I thought it had only extended them 10 years. So, the payoff date for mine is 2018 and M's is 2016. Talk about depressing. I feel like it is a cloud hanging over our heads. It is our only debt, but it is substantial, and we don't want it there. That brings me to thought #3.
3) I need to find a way to bring in $500 extra a month to solely put towards our loan debt. If we do this for 18 months, my loan will be totally paid off by January 2010. While I have really enjoyed being lazy with my photo business, it looks like I need to seriously take it up a notch, start advertising, and figure out a way to bring in more money. Not really what I want to be focusing on right now with 2 boys that need to be taken care of, but we really need to work this out somehow. We are both tired of this debt.
4) Today I wrote 4 songs within 30 minutes. Not typical, but I guess sometimes when you're in a "funk" it turns out to be the best time to write from your soul. M is getting to record one of his songs at a real studio, and then have it "critiqued" by some major Christian artists at an upcoming conference he's going to. I am so happy for him, that he is getting to work towards his dream. Someday maybe I'll be able to focus more on writing and record some of mine, too.
Well, that's it for now. I am now going to edit the largest wedding I've ever edited and hope I can watch TV at the same time and feel like I'm relaxing somewhat :)
Your funk sounds pretty fruitful! I can relate to most of your thoughts :) Glad we can be here for you.
ReplyDeleteJaimie...you don't even know how envious I am of your financial position...all you have is a student loan. I wish that was our only debt...I can't totally understand the desire to want to get out of debt though. I guess my only thoughts are...don't work too hard to where time with your boys is being jeopardized too much. They are only going to be this age for a short time and even if it takes you a little longer to pay off your school loan debt...time with your boys is worth it, you know? I think you are an awesome money manager and that you and Martin have done an excellent job with your finances!!! Seriously, you are an inspiration to me!
ReplyDelete